AKC
4.4

out of 5

AKC Pet Insurance for Dog & Cat

If you are looking for pet insurance for your dog or cat, AKC Pet Insurance is a good option to consider. They offer a variety of plans to choose from, with different levels of coverage and deductibles. AKC Pet Insurance also has a number of features that make it a good value, such as waived waiting periods and flexible reimbursement options.
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AKC Pet Insurance Details

    • More: AKC Pet Insurance Reviews

      Why Our Users Picked It:

      Some reviewers have praised AKC for offering an easy claims submission process. Others have said how much they appreciate the great customer service and that payments are generally made within days of making a claim.

      Pros & Cons:

      • Great customer service (easy to get a human on the phone)
      • Simple claim submission process
      • Quick payments
      • Unlimited annual coverage available
      • No dental coverage
      • Additional coverage required for hereditary and congenital conditions
      • Pets with certain medical histories are only offered accident coverage

      Plan Limits

      • Per Condition Limit
      • Lifetime Limit
      • Deductible Type Annual
      • Direct Pay

      What is Covered?

      • Accident and Injury
      • Hospitalization
      • Rehabilitation
      • Continual Care
      • Emergency Visits
      • Surgery
      • Dental Trauma
      • Foreign Object Ingestion
      • Congenital or Hereditary Conditions
      • Cancer Treatments
      • Dietary Supplements
      • End of Life: Burial and Cremation
      • Illness
      • Specialists
      • Prosthetics
      • End of Life: Euthanasia
      • Prescription Drugs
      • Outpatient Care
      • Bilateral Conditions
      • Travel Coverage
      • Vet Exam Fees
      • Medical Imaging
      • Organ Transplants
      • Wellness Cover
      • Lab Tests
      • Behavioral Treatments

      Plan Summary

      AKC Pet Insurance is a good option for pet owners who are looking for comprehensive coverage at a competitive price. The company offers a wide range of plans to fit different needs, and its claims process is easy to use. AKC Pet Insurance covers a wide range of medical expenses, including accidents, illnesses, and routine care. The company also has a good reputation for excellent customer service.

    Most popular State insured by AKC Pet Insurance

    Here are the top 10 State covered by AKC insurance.

    STATE / PROVINCE % of user
    California 25.00 %
    New York 12.50 %
    Massachusetts 12.50 %
    Florida 8.33 %
    Oregon 4.17 %
    Texas 4.17 %
    Washington 4.17 %
    Virginia 4.17 %
    Nebraska 4.17 %
    District Of Columbia 4.17 %
    Data source date 60 days, based on user selected percentage
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    Compare With Other Top Pet Insurance Providers 2025

    • Trupanion Pet Insurance
      Many of our users stated they found Trupanion’s customer service to be exceptional. Responses are prompt and helpful. In addition, many find the claims process to be simple, efficient and user-friendly.
    • Embrace Pet Insurance
      Users appreciate the efficiency of claims processing and prompt reimbursement. They also love the great customer service Embrace offers.
    • Healthy Paws Pet Insurance
      Many users have said how much they appreciate the simplicity and user-friendly nature of the Healthy Paws app and website for submitting claims. Users also praise the quick turnaround time for claim review and reimbursement, with some receiving payments within 48 hours.
    • Fetch Pet Insurance
      Users appreciate that Fetch offers up to 90% reimbursement rates. Some have also expressed the ease of submitting claims, with some saying they submitted claims in the vet’s office from their phone within minutes.
    • Lemonade Pet Insurance
      Quite a few users have mentioned that Lemonade offers some of the most affordable policies in the market. Many also appreciate that coverage is extensive and covers a wide range of medical conditions and procedures.
    • Prudent Pet Pet Insurance
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      Users appreciate the effortless claim process and timely refunds in as little as 24-48 hours. Comprehensive coverage with up to 90% of bills covered has also been highlighted by many.
    • Pumpkin Pet Insurance
      Reviewers highlighted how wonderful customer service is. Not just responsive and knowledgeable but also really compassionate during times of stress and worry. One person even mentioned how the company sent flowers after her pet had to be euthanized.
    • Spot Pet Insurance
      Many users have praised Spot for their quick and hassle-free claim process. They also mention how quickly they are reimbursed in most cases and that customer service is both kind and helpful.
    • ManyPets Pet Insurance
      Users love the great customer service offered by Many Pets and the fact that they offer competitive pricing. Many Pets will also reduce the accident and illness waiting period to 24 hours if you are switching from another insurance provider.
    • ASPCA Pet Health Insurance
      Users appreciate that the ASPCA Pet Health Insurance program offers up to 90% reimbursement of covered conditions for services relating to emergency visits, chronic conditions, alternative therapies and even things you may not think about like prescription medications. For an additional price per month, one of two optional Preventive Care plans can be selected to reimburse on things that help keep your pet healthy. Many users have also highlighted the positive experience of working with the helpful and responsive customer services representatives.
    • Hartville Pet Insurance
      Our users appreciate that Hartville offers flexible coverage options as far as policy limits, deductibles and reimbursement rates. This puts them in the driver’s seat and allows them to choose a policy they can comfortably afford.
    • PetPartners Pet Insurance
      Users have raved about the awesome customer service this provider offers. Some have also highlighted quick turnaround time for payments once a claim has been submitted.
    • MetLife Pet Insurance
      Our users raved about MetLife’s exceptional customer service and the fact the company offers comprehensive coverage that supports both preventative and emergency care. And users also appreciate MetLife’s competitive pricing.
    • Pets Best Pet Insurance
      Users rave about how easy it is to submit a claim and receive updates on it. Many have also said how much they appreciate how fast reimbursements are. The company has also been highly praised for its transparent coverage policies and clear communication.
    • Figo Pet Insurance
      Reviewers appreciate that Figo offers Wellness coverage for preventative care. Many also mentioned the claims process was hassle-free.

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    AKC Pet Insurance FAQ?

    • How much does AKC pet insurance cost?

      There are a variety of factors that influence how much you’ll pay for pet insurance, including your pet’s age, breed, medical history and your zip code. Having said that, policies start as low as $10 a month for Accident & Illness coverage.

    • What animals does AKC insurance cover?

      Both dogs and cats are eligible for AKC pet insurance.

    • Does AKC pet insurance cover mixed-breed dogs?

      Yes, mixed breed dogs and cats are all eligible for AKC pet insurance.

    • Does AKC pet insurance exclude certain breeds?

      No. All breeds are eligible to enroll into an AKC pet insurance plan.

    • Do we need to have our dog registered with the American Kennel Club to enroll in AKC pet insurance?

      No, registration is not a requirement to enroll with AKC pet insurance.

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